Financial Planning

What is it?

Everyone has a plan, either by design or by default. We have a comprehensive financial planning process designed to guide you toward your personal or business financial success. We focus on your investments, risk management, protection strategies, tax planning, wealth transfer and more. Your true advantage comes from applying our findings to match the needs and personalities of you and your family and/or business team. With our unique planning method, you gain the insight needed to be sure you are on the right track.

Our Process (IGNITE):

Step 1: Initial Consultation –The first 45 minutes of our meeting is a warm engagement interview. At this meeting, we will define the advisor role and your expectations from our relationship. If there is a mutual agreement, we will identify the value of our wealth management process and how it can help you. You will be given homework; i.e. to gather documents for our next meeting.

Step 2: Gathering Facts – In this meeting, we will review your goals, dreams and challenges. We will explore your current financial situation and identify your risk tolerance, financial concerns, and discover and prioritize your financial goals.

Step 3: Navigation Plan (First Draft) – This is an educational meeting where we propose a first draft of your unique financial plan.  You will learn about the different programs and alternative strategies available to help you reach your goals. Together, we will identify different options, eliminate those that are unsuitable, and utilize only those that best fit your risk and comfort level.

Step 4: Implementation – Once we identify the appropriate plan to reach your goals, we will coordinate all the moving pieces through our Wealth and Protection Matrix. We then begin to implement this plan and the transition with your investments, statements, insurance and/or alternative investments.

Step 5: Thirty Day Check-Up – After the transition is complete, we will meet with all your documents to organize and summarize. We will answer any questions and make sure we are on the right track for your financial success.

Step 6: Evaluation – Financial Planning is an ongoing process. Together, we will monitor the progress and re-align the Wealth and Protection Matrix as your family and/or business grows in this ever changing economic market.